Home
Guidelines
Syndicate
Become an Author
Account Login
Submit Article
My Account
My Submissions
Logout ()
Learn about the Most Expensive Type of Life Insurance
the Most Expensive Type of Life Insurance
VIDEO DESCRIPTION
Learn about the most expensive type of life insurance in this video with Bob Ley from the AIG insurance company.
VIDEO TAGS
the Most Expensive Type of Life Insurance
aig
bob ley
buy life insurance
expensive
insurance
insurance company
life
life insurance
life insurance advice
life insurance policies
life insurance tips
monkeysee
protection the Most Expensive Type of Life Insurance
VIDEO TRANSCRIPT
Bob: One type of coverage is term insurance. You are buying life insurance coverage that last for a set period of time provided you pay the periodic premium. Annual renewable terms purchased year by year, although you don’t have to re-qualify by showing evidence of good health each year. This is the least expensive type of life insurance initially. But rates increase every year. Level premium term has somewhat higher but fixed premiums for longer periods typically from 5 to 30 years or more. There is new type of term insurance available called return of premium term. With this plan, accumulative premiums paid on the policy during the level term period, 15, 20, 30 years, not including any substandard and rider charges, will be paid to you at the end of the level term period if the police is then enforced. The premium return is not taken to account any time value of money, beginning the 6th policy year. A portion of the cumulative premiums will be returned if you choose to surrender the policy. Electing this plan versus basic level term increases your periodic premium.
VIDEO SOURCE
http://www.contentdeity.com/video/155695317/Learn-about-the-Most-Expensive-Type-of-Life-Insurance.html
RELATED VIDEOS
Search
Related Articles
Six Factors To Look For When Researching A Term Life Insurance Quote
Term Life Insurance | What is Term Life Insurance
Term Life Insurance | What is Term Life Insurance?
What is Term Life Insurance?
Term Life Insurance - Value of the Life Insurance Policies
Life Insurance Guide and Glossary
Tips to Getting Life Insurance
Whole Life Insurance or Term Life Insurance - Which Is A Better Choice?
Is the Cheapest Type of Life Insurance Better Than No Insurance?
Whole Life Insurance
Term Life Insurance and How Much Does It Cost
Cheap Life Cover – How to Avail the Best Life Insurance Policy?
Advantages of Whole Life Insurance
Defining Whole Life Insurance
What Is Included In Inexpensive Term Life Insurance?
The Cheapest Online Life Insurance Quotes Can Be Found With A Specialist
Why Life Insurance is So Important
Term Life Insurance | You Should Learn in the Family Itself to Invest in the Life Insurance Policy
Cheap Universal Life Insurance - Invest in Any of the Life Insurance Polices and Secure the Future of Your Children
How To Get More Life Cover For Less Money
Term Life Insurance For Pilots
Do You Need Life Insurance?
Make Use of Life Insurance Quotes to Get the Perfect Life Insurance
Term Life Insurance, Sweet And Simple
Getting Low Cost Term Life Insurance Quotes Is Easy